Funding options
The first thing to know is that there are options for funding your home care services, including:
- Paying for the services out of your own pocket
- Applying for Government funding via a Home Care Package, Commonwealth Home Support Programme (CHSP) or Department of Veterans' Affairs (DVA) Veterans' Home Care funding.
Here’s a simple overview of how the funding model works:
Package Level Subsidy +
Income Tested Care Fee
Package Management Fee
Care Management Fee
Budget to spend on service rates
Here’s a simple overview of how the funding model works:
Package Level Subsidy
Income Tested Care Fee
Package Management Fee
Care Management Fee
Budget to spend on service rates
Determine how to fund your services
Government Subsidies:
A Home Care Package and the Commonwealth Home Support Programme are government-funded programs designed to support you to live at home independently. Created for people with complex care needs, it enables you to access an extensive range of affordable home care services.
To apply for a government funded subsidy, visit My Aged Care and fill in an online form, or you can call them on 1800 200 422.
If you’re an Australian Veterans including war widows, you might be eligible for Veterans' Home Care (VHC). To apply for VHC, call the VHC Assessment Agency on 1300 550 450.
To learn more about the My Aged Care process, start here.
OR
Paying privately:
Privately funded home care means you pay for your home care services out of your own pocket. Whilst there's no subsidy - there are lots of other perks.
Privately funding all or some of your home care services could be the right choice for you if:
- You've had an unexpected hospital visit and require assistance in maintaining your independence once you are discharged home
- You've had a fall and require some assistance at home
- You need some short-term care whilst your usual caregiver takes a break or goes on holiday
- Your Centrelink Income Assessment indicates you'll need to make extensive contributions to your Home Care Package
- You don't meet the eligibility requirements for Government funding
- You are on the wait list for a Home Care Package but require assistance at home now
- Your Home Care Package doesn't cover the amount or quantity of home care services you require
The perks of private home care include:
Reduced wait times: At Benetas we don't let the red tape slow us down. In fact if you choose to privately fund your home care services, we're often able to start providing home care within 3-5 business days.
No assessment: Unlike Government-funded home care, you will not be obliged to go through an assessment with My Aged Care. Instead, you just need to meet with your home care provider (either face-to-face or over the phone) to discuss your goals and plan out your services.
Less paperwork: You'll have less paperwork to sign!
Short term, long term or one-off - it's your choice: If you only need temporary assistance or even one-off help, privately funding could be the best option for you.
Other options for short term care include In-Home Nursing and respite services.
Call us on 1300 23 63 82 to find out more or get your services set up.
We offer a range of Home Care services across Victoria
Check your postcode to see if we have services in your area
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We want to give you the most relevant information to fit your needs. Choose which step of the Home Care process you’re at and we will provide the information that is relevant to you.